First Bank USSD Codes: A Comprehensive Guide ( 2024)

You can now access a range of banking services from the comfort of your mobile phone thanks to the first bank’s USSD codes.

With First Bank USSD codes, you can check your account balance, transfer funds, pay bills, and more.

This article will take you through everything you need to know to start with First Bank USSD codes.

First, you’ll need to register for the service.

Once you’re registered, you can access a range of banking services by dialling a simple code on your mobile phone.

Whether you’re looking to manage your account, transfer funds to family and friends, or pay your bills.

If you’ve never used First Bank’s USSD codes before, don’t worry – this article will guide you through the process step-by-step.

From setting up your account to managing your finances, I’ll cover everything you need to know to make the most of First Bank USSD codes.

Getting Started with First Bank USSD Codes

Activating USSD Banking

Before you can start using the First Bank USSD code, you need to activate the service on your mobile phone. To do this, follow these simple steps:

Dial *894# on your mobile phone.
Select “1” to register for USSD banking.
Enter your First Bank account number.
Follow the prompts to create a 5-digit Personal Identification Number (PIN).
Your USSD banking is now activated.

Basic USSD Code Structure

Once you have activated USSD banking, you can use the First Bank USSD code to access banking services on your mobile phone.

Here are some basic USSD codes that you can use:

*894*Amount# – To recharge your phone or another phone number.
*894*Amount*Account Number# – To transfer money to another First Bank account.
*894*Amount*Account Number# – To transfer money to other banks.
*894*00# – To check your account balance.
*894*Amount*Mobile Number# – To buy airtime for yourself or another phone number.
894*99- Receives payments instantly

Note that the USSD code structure may vary depending on the service you want to access.

Ensure you have enough airtime on your mobile phone before using the USSD code.

Account Management

To manage your First Bank account using USSD codes, you can perform various actions such as checking your account balance and viewing your transaction history.

Check Account Balance

To check your account balance, simply dial *89400# from your registered mobile number with First Bank.

You will receive a message containing your current account balance.

View Transaction History

To view your transaction history, dial *894AccountNumber# from your registered mobile number with First Bank.

You will receive a message containing your recent transactions.

With these USSD codes, managing your First Bank account has never been easier.

You can access your account balance and transaction history from anywhere and at any time, without the need for internet connection or visiting a bank branch.

Fund Transfer Services

First Bank USSD codes provide an easy and convenient way to transfer funds from your account to other accounts.

With the USSD code, you can transfer funds to First Bank accounts as well as accounts in other banks in Nigeria.

Transfer to First Bank Accounts

To transfer funds to a First Bank account, simply dial *894 Amount*Account Number# on your mobile phone.

Follow the prompts on your screen to complete the transaction. You will be asked to enter your PIN to confirm the transfer.

Transfer to Other Banks

To transfer funds to accounts in other banks, dial *894Amount*Account Number# on your mobile phone.

Select the bank you want to transfer to and follow the prompts on your screen to complete the transaction. You will be asked to enter your PIN to confirm the transfer.

Please note that there are limits to the amount you can transfer per transaction and per day.

These limits vary depending on the type of account you have with First Bank.

You can check your account balance and transfer limits by dialing *89400# on your mobile phone.

Bill Payments

First Bank USSD codes offer various bill payment options. Using the codes, you can easily pay your utility bills, purchase airtime, and subscribe to data plans.

Utility Bill Payments

With First Bank USSD codes, you can pay your utility bills, such as electricity, water, and cable TV bills, conveniently from your mobile device.

To complete your payment, dial the USSD code *894#, select the “Pay Bills” option, and follow the prompts.

You can also save your biller details for future transactions.

Airtime Purchase

First Bank USSD codes make it easy for you to purchase airtime for yourself or your loved ones.

Simply dial *894#, select the “Airtime Recharge” option, and follow the prompts to complete your transaction.

You can also save your frequently dialed phone numbers for quick and easy airtime recharge.

Data Subscription

You can subscribe to various data plans from your preferred network provider using First Bank USSD codes.

Dial *894#, select the “Data” option, and follow the prompts to subscribe to your preferred data plan.

You can also check your data balance and renew your subscription using the USSD codes.

Loan Services

If you’re in need of a loan, First Bank USSD codes offer a convenient way to access loan services right from your mobile phone. Here are the loan services available:

Request a Loan

To request a loan, simply dial 89411# and follow the prompts. You will be asked to provide some personal and financial information, including the amount you want to borrow and the repayment period. Once you have completed the application process, your loan request will be evaluated and you will be notified if your application is approved.

Loan Repayment

When it’s time to repay your loan, you can do so easily using First Bank USSD codes.

To repay your loan, dial 89411# and select the option to repay your loan. You will be asked to provide your loan account number and the amount you want to repay.

Once you have provided this information, your loan will be repaid and you will receive a confirmation message.

It’s important to note that failure to repay your loan on time may result in additional fees and charges, so it’s important to make timely repayments to avoid any penalties.

USSD for Business Banking

If you’re a business owner, First Bank’s USSD codes offer a convenient way to manage your business banking needs.

With just a few taps on your phone, you can access a range of services that make it easier to manage your finances.

Merchant Services

One of the key benefits of using First Bank’s USSD codes for business banking is the ability to access merchant services.

With these services, you can accept payments from customers using their mobile phones.

This is a great option if you run a small business and want to offer your customers a convenient way to pay.

To access merchant services, simply dial 89410# and follow the prompts.

You’ll need to provide some basic information about your business, including your business name and address.

Once you’ve registered, you’ll be able to start accepting payments right away.

Salary Payments

Another useful feature of First Bank’s USSD codes for business banking is the ability to make salary payments to your employees.

This is a quick and easy way to pay your employees, and it can save you a lot of time and hassle.

To make a salary payment, simply dial 89411# and follow the prompts.

You’ll need to provide some basic information about your employees, including their names and account numbers.

Once you’ve entered this information, you’ll be able to make the payment right away.

Overall, First Bank’s USSD codes offer a range of useful features for business owners.

Whether you need to accept payments from customers or make salary payments to your employees, these codes make it easy to manage your finances on-the-go.

Security and Fraud Prevention

First Bank USSD codes are designed with security and fraud prevention in mind. Here are some measures you can take to ensure your account is safe:

Changing PIN

To change your USSD PIN, dial 8940# and follow the prompts. It is recommended that you change your PIN regularly to prevent unauthorized access to your account.

Make sure your new PIN is unique and not easily guessable. Avoid using commonly used numbers like your birth year or phone number.

Blocking USSD Profile

If you suspect any fraudulent activity on your account, you can block your USSD profile by dialing 894911#.

This will prevent any unauthorized access to your account via USSD. You can also contact First Bank customer care to report any suspicious activity on your account.

Remember to never share your PIN with anyone, and avoid using public Wi-Fi or unsecured networks when accessing your account via USSD.

Always keep your phone locked and secure to prevent unauthorized access to your account.

By following these simple steps, you can ensure the security of your First Bank account and prevent any fraudulent activity.

Customer Support

If you encounter any issues or have questions about using First Bank USSD codes, there are several support channels available to assist you.

USSD Support Channels

You can reach out to First Bank’s customer care team by dialing *894# on your mobile phone and selecting the “Contact Us” option.

This will provide you with a list of support channels, including phone numbers and email addresses, that you can use to get in touch with the bank.

Alternatively, you can send an email to FirstContact@firstbanknigeria.com or reach out to the bank on social media platforms such as Twitter, Facebook, and Instagram.

Feedback and Complaints

If you have feedback or a complaint about your experience with First Bank USSD codes, you can use the same support channels mentioned above to voice your concerns.

Additionally, you can visit any First Bank branch and speak with a customer service representative.

First Bank takes customer feedback seriously and strives to provide the best possible service to its customers.

If you have any suggestions for how the bank can improve its USSD code service, don’t hesitate to share them.

Conclusion

To sum it up, the First Bank USSD code is like a handy tool that makes doing bank stuff super easy.

You just dial a few numbers, and boom, you can check your balance, send money, and do other important things right from your phone.

It’s all about making banking simple and quick. With more banks getting tech-savvy, this USSD code from First Bank is a cool way for customers to handle their money easily.

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First Bank USSD Codes: A Comprehensive Guide ( 2024)